The DAY ROOM

Banking refers to the business of accepting deposits and granting credit. Banks serve as financial intermediaries, connecting savers (those with surplus capital) with borrowers (those who need capital for investment or consumption).

Capital Allocation: By assessing creditworthiness and lending to productive enterprises, banks direct scarce capital to its most efficient uses, promoting economic development.

Money Multiplier Effect: Through the fractional reserve system, banks increase the money supply, which fuels spending and investment in the economy.

What kind of merchandise would you guys like to see? T-shirts, hoodies? Tote bags. Post your ideas here and maybe they'll end up in the the store.

Welcome to our group new patients! A space for us to connect and share with each other. Start by posting your thoughts, sharing media, or creating a poll.